Mrs. Judith Ann Smith, age 86, of Villa Rica, Georgia passed away Thursday, September 23, 2021. Mrs. Smith was born in Albany, New York on November 27, 1934, the daughter of the late Richard A. Kraft and Ruth Cook Kraft. Judy was a dedicated and talented housewife and mother who cared for her family, provided them with love and so many cherished memories. In spite of her busy home life, Judy was also a member of and very involved in the Junior League of Albany, New York and Clearwater, Florida where she was a sustaining member serving in the early eighties and finally a devoted member of the Carrollton Civic Women's Club where she made lifelong friends and gave back so much to her community. Judy and her late husband retired Chief Magistrate Judge Richard G. Smith, who preceded her in death on May 4, 2021, had a long and loving marriage of 65 years. Judy and Richard met when they were both in high school in 1949 and then married in 1955. Judy and Richard were sincerely devoted to each other and are now forever together. Survivors include her son, Donald S. Smith and his wife Cat Smith of Gainesville, GA; daughter, Deborah Bernhardt and her husband Kevin K Bernhardt of Villa Rica, GA; her grandchildren, Jackson Henry Bernhardt of Carrollton GA, Julia Suzanne Bernhardt of Carrollton GA, Richard William Bernhardt of Villa Rica, GA, Darrell Richard Smith of Cummings, GA and C.J. Smith of Vancouver, Washington. Besides her parents and husband, Judy was preceded in death by her son, Douglas R. Smith, her sister, Lois K. Darrow and her brother, Richard A. Kraft, Jr. A memorial service will be held Saturday, October 2, 2021, at 11:00 am at St. Margaret's Episcopal Church Rev. Jeff Jackson officiating. A reception will follow the service in Parrish Hall. In lieu of flowers, memorial contributions may be made to St. Margaret's Outreach, 606 Newnan Street, Carrollton, Georgia 30117. Messages of condolences may be expressed to the family online at www.almonfuneralhome.com. Almon Funeral Home of Carrollton has charge of arrangements.